Where are stablecoin payments being tested?

According to Hankyung, stablecoin payments for everyday purchases are spreading across convenience stores, department stores and airport duty-free shops in many countries. In most places the trials are still limited to a few stores. Customers scan a QR code and pay with a stablecoin, and the store receives the money directly, without going through the card network.

| Country | Operator | Location | Coin | |---|---|---|---| | Japan | Netstars | Lawson convenience stores | USDT, USDC, JPYC | | UAE | Network International | Marks & Spencer (Dubai), Lulu Hypermarket (Abu Dhabi) | DDSC | | Switzerland | Avolta | Zurich Airport duty-free | Digital wallet |

Why are merchants interested?

The main appeal is speed. When a store is paid in stablecoins, it does not have to wait for the card settlement cycle to receive its money. Some Japanese stores also use the savings from lower fees to offer discounts or free delivery to customers who pay with JPYC.

What is happening in Korea?

Korean card companies are running their own tests. KB Kookmin Card, with BGF Retail, NICE Information & Telecommunication and AhnLab Blockchain Company, tested payments at CU stores last month. BC Card converted stablecoins held by foreign visitors into digital prepaid cards and ran QR payments at convenience stores, cafes and marts last year. A card industry official said the current focus is checking whether refunds and cancellations work with existing merchant systems. A full launch will depend on how quickly rules and consumer protections are set.

For international fans

If you are a foreign visitor to Korea, these trials are not yet a general payment option. Before you travel, check whether the stores you plan to use accept stablecoins, and keep a backup payment method.